Student Health Insurance Plan (SHIP)
Mission
SHIP provides health care coverage for full-fee paying students and their dependents, seamlessly integrating campus primary care services with community specialty care, emergency services and hospitalization. SHIP is also an academic retention and learning support program that educates students on how to be savvy consumers of health care, focusing on how to effectively access and utilize all health-related services and insurance/financing options.
Eligibility | Premiums | Benefits Summary - SHIP Flyer | Waiver Requirements
Waiver Instructions | Contacts | Ship Tips | FAQ's
Eligibility
Idaho State Board of Education policy requires full-fee paying students attending classes in Idaho to maintain adequate health insurance. Boise State University students registered for full-fee paying credits (and all international students and intercollegiate athletes) are automatically enrolled in the university-sponsored Student Health Insurance Plan (SHIP), with the premium charge added to their tuition and fees billing. Students who provide proof of continuous enrollment in an alternative U.S.-based health insurance plan with comparable benefits are able to waive out of the SHIP coverage each semester. Students enrolled in SHIP are eligible to purchase coverage for their spouse and/or for any dependent children under the age of 19 who reside with the student.
NOTE: Part-time students are not eligible to enroll in SHIP. Part-time students may contact the SHIP office (208) 426-2158 to discuss other health insurance options.
Premiums
2009-2010
| Fall Semester | Spring Semester | Total | |
| Student-Full Time | |||
| $785 | $785 | $1570 | |
| Spouse | |||
| $1111 | $1555 | $2666 | |
| Child | |||
| $948 | $1327 | $2275 | |
| Children | |||
| $1237 | $1732 | $2969 | |
| Dependent coverage is calculated at 5/12 for fall and 7/12 for spring. | |||
| Optional Catastrophic Under 25 Years | |
| Student - (full time) | $256 |
| Spouse | $719 |
| Child | $417 |
| Optional Catastrophic Over 25 Years | |
| Student - (full time) | $512 |
| Spouse | $1040 |
| Child | N/A |
Supplemental Coverage-Athletes, $513 Annual
Benefits Summary - SHIP Flyer
Waiver Requirements
Students who provide proof of continuous enrollment in an alternative U.S.-based health insurance plan with comparable benefits are able to waive out of their SHIP enrollment. Waivers must be filed every Fall and Spring semester. Deadline for fall semester is September 4, 2009 and for spring semester is February 1, 2010.
The test for comparability includes the following required components:1. Medical evacuation coverage (must be at least $15,000).
2. Repatriation coverage (must be at least $10,000).
Waiver Request Application
If your alternative health insurance plan meets the requirements, please log on to BroncoWeb at broncoweb.boisestate.edu to submit your SHIP waiver request application.
NOTE: THE WAIVER APPLICATION IS NOT FINAL UNTIL INSURANCE COVERAGE IS VERIFIED BY SHIP. STUDENTS WILL RECEIVE A NOTIFICATION OF APPROVAL OR DENIAL VIA BRONCOMAIL. It is important that you check your BroncoMail at least twice weekly, as this is the main venue of communication utilized by the University.For questions about enrollment contact the SHIP Office, 426-2158.
Waiver Application Instructions
If you have other, comparable health insurance and wish to opt out of the Student Health Insurance Plan (SHIP) you will need to complete the online waiver application. Have your insurance information available when completing the SHIP online waiver.
Access your Broncoweb student account to submit the Health Insurance Waiver Application:IMPORTANT: Enter the information in the fields EXACTLY as it appears on the insurance ID card! If the information does not match exactly, it can result in your application being ?Tentatively Denied? until the correct information can be obtained.
If you have any questions regarding the waiver instructions, please contact the SHIP Office at SHIP@boisestate.edu or 426-2158 prior to the waiver deadline.
IMPORTANT NOTE: The waiver process is NOT COMPLETE until you have printed out a copy of the receipt for your records. Failure to complete a waiver will result in automatic enrollment in SHIP.
Contacts
- Insurance and Pharmacy Information
Maksin Management
(877) 775-5430
www.maksin.com/BSU.shtml
- Student Health Insurance Plan (SHIP) Office
2103 University Drive in the Health & Wellness Center
Boise, ID 83725-1351
Phone: (208) 426-2158
Fax: (208) 426-3005
SHIP@boisestate.edu
SHIP Tips
All services performed off campus are subject to deductible and co-insurance. This includes any laboratory tests drawn or collected at the Health and Wellness Center and sent outside for review and/or interpretation (e.g, pathology, other labwork that is not included in the SHIP wellness benefit, etc).
The student health insurance coverage is administered by The Maksin Group. Coverage is effective August 1, 2009 and ends December 31, 2009 for ICS Athletes and August 15, 2009 and ends January 14, 2010 for Academic Students for the fall semester. Spring enrollment is effective January 1, 20010 and ends July 31, 20010 for ICS Athletes and January 15, 20010 and ends August 14, 20010 for Academic Students.
The maximum benefits on your policy are $100,000, unless you add additional catastrophic coverage. Catastrophic coverage is available to purchase during the fall open enrollment period only. To obtain a benefit brochure, print out a copy of a temporary card, or find a network provider please log on to Maksin's website at www.maksin.com/bsu.shtml or contact them toll free at 877-775-5430.
Wellness benefits are only covered in the Health & Wellness Center on campus.
Students at BSU may add dependents to their insurance policy by logging onto wwww.maksin.com/bsu.shtml and completing the online application or call toll free 877-775-5430.
Dependents are not eligible to receive services at the Health & Wellness Center on Campus, therefore, all dependents are subject to the deductible and do not have routine/wellness benefits. For alternative plan information please contact the SHIP department at SHIP@boisestate.edu or call 426-2158. Dependent coverage is administered entirely by Maksin.If you have an emergency call 911 or go to the nearest emergency room. Charges will be subject to deductible and coinsurance.
If you have a claim that is not being paid, please contact Maksin immediately toll free at 877-775-5430. Do not assume billing problems will "go away". If you require additional assistance, the SHIP department is available Monday through Friday.
If you have additional information you would like addressed in this notice, please contact SHIP at SHIP@boisestate.edu.

