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Accept or Decline Your Loans in the SFA Portal

This page contains instructions for how to accept or decline loans in the Student Financial Aid (SFA) portal.

For any questions, please contact the Financial Aid and Scholarships office.

Eligibility and Awards

Boise State will award you the maximum aid for which you are eligible. You are notified via email when your aid is ready to accept. You’re free to accept or decline the aid that is best for you.

Before You Accept Aid

We encourage you to borrow responsibly and only accept what you need. Before accepting aid, take the following steps:

  1. Use the Bottom Line Estimator to calculate what you may owe for the semester.
  2. Understand the Terms and Conditions of accepting aid.
  3. Understand the loan repayment process.

Helpful Tips

To avoid disbursement delays, accept your aid as soon as possible. Loans must be disbursed (released) prior to the last day of the semester.

  • All loans, work-study, and some scholarships must be accepted in your Student Center.
  • Grants are automatically accepted on your behalf.
  • Most aid is offered for the full academic year, but split between fall and spring semesters. Accept the amount that you need for both semesters.
  • For subsidized and unsubsidized student loans, you may delay your decision by not selecting to accept or decline your loans. If you decide later that you would like some or all of the loans, you may return to your Student Financial Aid portal later to accept.

Video Instructions – How to Manage Student Loans in the SFA Portal

Closed captions are available and you can access the steps outlined in this video on this page.

How to Accept Aid

Accept, Decline, or Reduce Your Loans

  • Log in to myBoiseState and access your Student Center.
  • Navigate to the Student Homepage tile.
  • Select the Financial Aid tile.
Financial aid tile in the Student Center
  • Select View Financial Aid and select the appropriate aid year.
View financial aid option is at the top of the menu on the left
  • When you log in, you may see this screen. Be sure to select the STUDENT log-in button below the PARENT/GUEST Login section.
  • The STUDENT log-in button will bring you to the Boise State sign-in page. Log in using your Boise State email and password.
Oracle Cloud login screen
  • On the Required Financial Aid Actions page, select Review/Accept Awards.
Required financial aid actions page
  • On the Accept Your Funds page, select the ‘Take Action on Loans’ button in the bottom right corner. The fall and spring terms should already be selected.
Accept your funds page with the take action on loans button
  • On the Take Action on Direct Loans page, select one of the following for Fall term:
    • The Full amount needed to cover Direct Cost
    • Another amount, then enter an amount that is less than the full amount
    • Decline funds that require acceptance
  • Tip: There are origination fees associated with all federal loans that affect the net amount received. Please use our Loan Fee Calculator if you are wanting to receive a specific amount.
The take action on direct loans screen
  • Scroll down to the Spring term and select one of the same options listed previously.
  • Once you have made your selections, review and click the Save button.
Take action on loans screen with three options
  • On the Confirm your Awards page, view your fund acceptance summary and confirm that the amounts match what was submitted on the previous page.
Confirm your awards page by year and amounts screenshot.
  • Scroll down and select ‘I accept’.
  • Enter your student ID number and last name into the text boxes.
  • Select ‘Sign & Finish’.
Electronic signature consent with an acceptance button
  • The confirmation page will display once you select ‘Sign & Finish’. Click OK to go back to the SFA homepage.
    • Note: The confirmation page will say that you have successfully accepted your awards, even if you declined your loans. This confirmation message does not have an impact on the action that you took on your loans. (e.g., Declined loans will stay declined.)
Fund acceptance confirmation page with an orange rectangle around the word OK