Plan Year Benefits Changes

Medical Premiums

The charts below compare medical premium rates for FY25 and FY26 across the PPO, HDHP, and Traditional plans. It includes both bi-weekly rates and the percentage change for each plan.

Premiums are deducted over 24 pay periods and paid one month in advance of coverage. To compare our medical plans, please refer to our medical plan comparison website.

Preferred Provider Organization (PPO) Bi-Weekly Premium Rate Comparison

Coverage Tier	PPO FY26	PPO FY25	Dollar Amount Change:	% Increase
Employee Only	$35.37	$32.50	$2.87	8.83%
Employee & Spouse	$107.52	$98.80	$8.72	8.83%
Employee & Child	$60.94	$56.00	$4.94	8.82%
Employee & Chidren	$96.32	$88.51	$7.81	8.82%
Employee, Spouse & Child	$131.77	$121.09	$10.68	8.82%
Employee, Spouse & Children	$176.55	$162.24	$14.31	8.82%

High Deductible Health Plan (HDHP) Bi-Weekly Premium Rate Comparison

Coverage Tier	High Ded. FY26	High Ded. FY25	Dollar Amount Change:	% Increase
Employee Only	$0.00	$0.00	$0.00	0%
Employee & Spouse	$26.08	$23.97	$2.11	8.80%
Employee & Child	$9.00	$8.27	$0.73	8.83%
Employee & Chidren	$22.04	$20.25	$1.79	8.84%
Employee, Spouse & Child	$34.86	$32.03	$2.83	8.84%
Employee, Spouse & Children	$51.05	$46.91	$4.14	8.83%

Traditional Plan Bi-Weekly Premium Rate Comparison

Coverage Tier	Traditional FY26	Traditional FY25	Dollar Amount Change:	% Increase
Employee Only	$54.00	$45.00	$9.00	16.67%
Employee & Spouse	$167.40	$139.50	$27.90	16.67%
Employee & Child	$93.11	$77.59	$15.52	16.67%
Employee & Chidren	$149.81	$124.84	$24.97	16.67%
Employee, Spouse & Child	$205.54	$171.28	$34.26	16.67%
Employee, Spouse & Children	$275.90	$229.92	$45.98	16.67%

Dental Premiums

The charts below show the change in dental premium rates from FY25 to FY26. We offer only the PPO dental plan, so the comparison reflects updates to that plan alone.

Premiums are deducted over 24 pay periods and paid one month in advance of coverage. For more information about our dental plan, please refer to our Benefits website.

Dental Bi-Weekly Premium Rate Comparison

Coverage Tier	Dental FY26	Dental FY25	Dollar Amount Change:	% Increase
Employee Only	$6.04	$5.91	$0.13	2.20%
Employee & Spouse	$19.36	$18.94	$0.42	2.22%
Employee & Child	$18.78	$18.38	$0.40	2.18%
Employee & Chidren	$37.38	$36.58	$0.80	2.19%
Employee, Spouse & Child	$32.09	$31.40	$0.69	2.20%
Employee, Spouse & Children	$54.70	$53.52	$1.18	2.20%

HEALTHCARE ACCOUNTS

Contribution Maximums

The maximum contribution limits for FY26 have increased for Flexible Spending Accounts (FSA), Dependent Care Flexible Spending Accounts (DCFSA), and Health Savings Accounts (HSA). For more details about these accounts, please visit our Benefits website.

Flexible Spending Account: $3,300 and $660 Carryover
Dependent Care Flexible Spending Account: $5,000 per household
Health Savings Account: Individual: $4,300 and Family $8,550
Catch-Up Limits: This information is intended only for those eligible for the FSA and HSA catch-up contribution. If you qualify, the current catch-up limit is $1,000.