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Alternative Loans

Only use private loans if you need more loan assistance than is provided through federal financial aid.

Before you apply for private loans, contact us to learn more about federal aid, which is typically the smartest and least expensive option.

Alternative (Private) Loans

Boise State does not endorse, recommend, or promote any lender or any products or loans offered by lenders.

Interest rates, loan fees, and repayment options vary based on lender and student credit score.  You need to read carefully about the different options available or call the lender so you may fully understand the various loan options. Boise State will process loans from any alternative loan lender, regardless of whether the lender is listed below.

Some lenders offer loans that don’t require you to meet Satisfactory Academic Progress standards. If you currently are ineligible for federal financial aid due to Satisfactory Academic Progress issues, make certain you check with the lender to see if they offer loans to students in your situation.

Federal regulations require alternative loan borrowers to provide their chosen lender with a “Private Education Loan Applicant Self-Certification” form.

Feel free to use our alternative loan tool that helps filter down loan options. Please note that this will not include a comprehensive list of loans that Boise State is aware of.