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Changes in Finances

If you or your family have experienced a significant change in financial circumstances, you may have some additional options available.

We understand that there are many changes happening in family finances and are here to support all in funding their education. While our form for the next year doesn’t go live until May 1st, we are happy to meet with families by phone before then to talk about your situation and run a simulation on possible changes. We have a website dedicated to changes in finances and phone appointments can be scheduled here.

Special Conditions

If you have experienced an unexpected financial hardship since submitting your financial aid application (FAFSA), it might benefit you to submit a special conditions request.

You can request that your financial aid eligibility be reevaluated if your financial situation changes for reasons such as the following:

  • Income reported on the FAFSA that you will not receive for reasons such as layoff, termination, or decline in self-employment income
  • Loss of child support, Social Security, or disability benefits
  • Separation, divorce, or death of a spouse or parent after submitting the FAFSA
  • Parent attending college at least half-time
  • Excessive medical expenses

Approval is case-by-case. Here are some examples when a special conditions request might be denied:

  • For graduate students (federal financial aid eligibility for graduate students is for unsubsidized loans only)
  • When a significant reduction in income results in the same federal financial aid eligibility
  • Temporary reductions in income

Request a Review

The  Free Application for Federal Student Aid (FAFSA) becomes available on October 1 every year. Your federal financial aid eligibility is based on your income from two years prior. Here are some examples of typical requests we receive and when our review process is available.

Loss of Benefits, Divorce or Death

Complete our Special Conditions form to explain any loss of child support, Social Security or disability benefits since submitting your FAFSA. This form is also for a change in income due to divorce or death of a spouse or parent whose income was reported on the FAFSA.

Getting Married

Getting married can affect your FAFSA. Please review our getting married web page to determine whether you will need to complete any additional steps.

Change in Income - Use Different Tax Year

Complete our Special Conditions – Actual Income Review form if newer taxes that you have filed are a more accurate reflection of your ability to contribute to educational expenses than what was reported on your FAFSA. After you file taxes, request a Tax Return Transcript (TRT) from the IRS for all individuals on the FAFSA. Submit your TRT and W-2s along with the form and a letter explaining your unique circumstances.

Change in Income - Estimate Income

Our Special Conditions – Estimated Income Review will be available in October. If you have self-employment income, you are ineligible for an estimated income review.

If you have experienced an unexpected reduction in your income in the since filing taxes , the earliest we can review your financial aid eligibility is in October. If your request is approved, we can estimate your family’s income for the academic year (June through May 2019).

If the review results in additional financial aid eligibility, we can adjust your fall semester aid even after the semester has begun. Submit your request before November 1st if fall will be your final semester at Boise State.

Excessive Medical Expenses

Please schedule a meeting with a counselor if your family has experienced excessive medical expenses that have been paid.