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Maximum Limits for Pell Grant and Loans

There are limits on the amount of Subsidized, Unsubsidized, and Pell Grant funds you can receive in a given year and degree program.

Annual and Lifetime Loan Limits

Federal unsubsidized and subsidized loan limits are based on your dependency status and academic class level. Once you meet or exceed the amounts set by the government we cannot award any more federal loans to you.

Check your current loan balances on myBoiseState under “My Account” or log in with your FSA ID at the National Student Loan Data Center (NSLDS) website.

Subsidized Loan Usage Limits

If you’re a first-time borrower who received loans after July 1, 2013 you have a limit on the amount of time you may have subsidized interest on your subsidized loans. Your maximum time is generally 150% of the published length of your program.

If you meet the subsidy limitation, you will be notified by your loan servicer. Reaching your maximum eligibility period means you will be responsible for paying accrued interest on your subsidized loans.

More information about Subsidized Loan Usage Limits:

Pell Grant Limits

Federal Pell Grants are awarded annually based on financial need, enrollment, and cost of attendance. Maximum annual amounts will vary.

The Pell Grant is available for undergraduate students seeking their first bachelor degree for up to the equivalent of six full-time years of funding. Learn more about the limit and how usage is calculated.

The National Student Loan Data Center (NSLDS) website can provide your current Pell Grant usage percentage.