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Certificate of Insurance Requirements

Download a printable copy of the Certificate of Insurance Requirements for Contractors, Vendors or Performers (PDF).

The 3rd Party Contractor/Vendor/Performer (“Insured”) performing duties/services/events or seeking to use facilities at Boise State University (“Certificate Holder”) is required to carry the types and limits of insurance shown in this request, and to immediately provide Certificate Holder with a Certificate of Insurance.

The certificate shall be executed by a duly authorized representative of each insurer, showing compliance with the insurance requirements set forth below. All insurers shall have an “AM Best” rating (or equivalent) of A- or better and be licensed and admitted in Idaho.

All policies required shall be written as primary policies and not contributing to nor in excess of any coverage Certificate Holder may choose to maintain.

Required Insurance Coverage

Insured shall obtain insurance of the types and in the amounts described below. Boise State University Risk Management reserves the right to modify coverage and/or limits.

Commercial General Liability Insurance

Insured shall maintain commercial general liability (CGL) with a limit of not less than $1,000,000 each occurrence and $2,000,000 aggregate.

Professional Liability

If applicable, Insured shall maintain Professional Liability (Errors & Omissions)insurance of not less than $1,000,000 on a “claims made” basis, covering claims made during the policy period andreported within three years of the date of occurrence.

Liquor Liability

If applicable, Insured shall maintain Liquor Liability in the amount of $1,000,000 each occurrence and $2,000,000 aggregate.

Automobile Liability

If applicable, Insured shall maintain Automobile Liability in the amount of $1,000,000 Combined Single Limit. Coverage shall include Non-owned and Hired auto coverage.

Workers’ Compensation

Insured shall maintain all statutorily required Workers’ Compensation coverages to include Employer’s Liability at minimum limits of $100,000/$100,000/$500,000.

Cyber Liability

If  applicable, Insured shall maintain Cyber Liability in the amount of $2,000,000 each occurrence, $2,000,000 for Network/Privacy Liability, Breach Response/Notification Sublimit – Minimum 50% of the Policy Aggregate, $2,000,000 Technology E&O (if vendor is supplying technology related services and/or products) and Coverage shall be maintained in effect during the period of the Agreement and for no less than two years after the termination/completion of the Agreement.

“Additional Insured” Requirements

Certificate Holder and Additional Insured shall read:
State of Idaho and Boise State University
Attn: Risk Management 1910 University Drive Boise, ID 83725-1245

All policies, except Workers’ Compensation, shall name Certificate Holder as an additional insured. A copy of the Additional Insured Endorsement must be attached to the Certificate and Addl. Insr. boxes checked, verifying that the Insured’s policy(s) has been endorsed as required, otherwise the certificate will be considered incomplete.

Should any of the above described policies be cancelled before the expiration date thereof, notice will be delivered in accordance with the policy provisions.

Failure of Certificate Holder to demand a certificate or other evidence of full compliance with these insurance requirements or failure of Certificate Holder to identify a deficiency from evidence that is provided shall not be construed as a waiver of Insured’s obligation to maintain such insurance.

Failure to maintain the required insurance may result in termination of the 3rd party contract/event at the Certificate Holder’s option. By requiring this insurance, Certificate Holder does not represent that coverage and limits will necessarily be adequate to protect Insured, and such coverage and limits shall not be deemed as a limitation on Insured’s liability.

Certificate Holder shall not be liable for any damage to or loss of Insured’s personal property.