Students

Events

State Insurance provides very limited liability coverage to students and student organizations for events and activities. To be considered for coverage, the event must be Authorized, Funded and directly Supervised by Faculty or Staff with primary benefit to the University. Once information is submitted, Boise State RMI will submit the event/student organization for approval and  coverage from State Risk Management.

It is recommended that student organizations that engage in higher risk activities purchase a liability policy on behalf of their organization.

Student organizations planning to hold an On-Campus event must do the following:

• Provide Risk Management and Insurance (RMI ) with a brief Event Proposal indicating the Purpose of the event and the additional Who, What, When, Where, and How.  RMI will review the proposal and make appropriate recommendations.
• Provide RMI with a current Certificate of Insurance for any outside organization participating in the event. Please see the Certificate of Insurance section in the main navigation for additional details.

Certificate of Insurance is required from any promoter, band, service or food vendor participating in an On-Campus event.

Food vendors must be approved by Boise State Dining.  For more information see, External Catering – Boise State Dining.

Please note that Door Dash, EX-Cater and Uber Eats should not be used to provide for events on Boise State campus.

RMI recommends that student organizations require members to sign an Acknowledgement of Risk and Liability Waiver (ARLW) agreement.

RMI recommends ARLW’s for events where non-members participate.

For additional questions or concerns, please email Risk Management & Insurance at rmi@boisestate.edu or call (208) 426-3636.

Greek Organizations

Sororities and Fraternities are excluded from our State insurance coverage. Greek Organizations are required to carry insurance through their National Charter Organization.

• Each charter must provide updated and current Certificates of Insurance to RMI and Student Involvement for each academic year. See the “Events” tab to learn more about Certificates of Insurance.
• Certificates must evidence General Liability in an amount not less than $1,000,000.00 per occurrence and $2,000,000.00 policy aggregate.
• Certificate Holder must be shown as:

State of Idaho/Boise State University
Attn: Risk Management & Insurance
1910 University Dr.
Boise, Idaho  83725-1245

State of Idaho/Boise State University must be shown or noted as Additional Insureds.

Greek Events

All campus spaces must be reserved and scheduled for events with the appropriate department.

A Certificate of Insurance is required from any promoter, band, service or food vendor participating in an On-Campus event.

For approved food vendors and catering, please reference: External Catering – Boise State Dining.

For questions, contact Risk Management & Insurance at rmi@boisestate.edu or call (208) 426-3636.

Renters Insurance

Student personal property and liability are not covered by the State’s insurance program. Beginning Fall 2026, all students living in campus housing must have and maintain Renters’ Insurance for the term or their housing contract.

Renters’ insurance provides the following:

• Coverage for specific perils, such as fire, windstorms, lightning, explosions, theft, and vandalism as indicated in the policy.
• It provides coverage for your personal property, personal liability, additional living expenses, and guests’ medical expenses.

Renters insurance does not cover earthquakes, floods, bedbugs, mold, or damage to the exterior of the building. For more information, please reference: Housing and Residence Life

For questions, contact Risk Management & Insurance at rmi@boisestate.edu or call (208) 426-3636.

Workers Compensation

Boise State University is required by Idaho statute to provide workers compensation coverage to students enrolled at the university and participating in work experience for credit as required by a class or program.

Under Idaho Code, §72-205, a work experience student, as defined in code §72-102, who does not receive wages while participating in a school’s work experience program shall be covered by the Idaho higher education policy when the student is not covered by the private or governmental entity that is the student’s employer.

Section §72-102 defines a work experience student as any person enrolled in the public school districts or public institutions of higher education of this state and who, as part of his instruction, is enrolled in a class or program for academic credit and for which the student is employed by, or works for, a private or governmental entity. The student need not receive wages from the private or governmental entity to be classified as a work experience student.

Liability Coverage

State Risk also provides liability coverage to the following qualified student or student roles:

1. Students; however, this coverage only applies to students while under the direct supervision of, and assisting, the Covered Entity teaching or administrative staff in the performance of their teaching or administrative work, or while acting within the scope of their duties as elected officers or officially appointed positions serving the associated student body;
2. Students enrolled in an Academic Practicum experience offered by or through the covered universities and colleges;

Academic is defined as of or relating to a formal program of study offered by a covered State of Idaho university/college which, when successfully completed, results in the issuance of a diploma, or similar document of completion.

Practicum means a course of study for credit involving practical application of previously studied theory approved by and under supervision of the covered colleges and universities of the State of Idaho or otherwise as defined by statute.

Student means a person registered and participating in credit bearing Academic or applied technology college courses at a covered State of Idaho university/college; or Who is participating in a Practicum as defined in this document.

A Student is not:

1. A participant in a vocational rehabilitative type re-training or job placement/enhancement program; or
2. A participant in an adult basic educational community type of program or course; or
3. A participant in a “community interest” type of program or course.

Departments should provide current work experience enrollment information to appropriate departments for reporting to our workers’ compensation provider.

Certificates of Insurance may be requested for third party entities that we partner with to provide worker experiences for academic credits: clinical rotations, internships, practicums, etc.

For questions, please contact Risk Management & Insurance at rmi@boisestate.edu or (208) 426-3636.