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HMO & Out of State Plans

A word of caution about HMOS and Out of State PPOS or Out of State Marketplace Plans

Typically, HMO, PPO and marketplace plans from another state do not provide the same level of coverage in Idaho because they do not cover medical care provided outside of the state in which they were purchased. For more information about the limits of coverage for services provided while your student is in Idaho, please consult your current insurance carrier. Please note that Health Services offers urgent care appointments that your out-of-state insurance plan may cover.

If you have an out of state HMO or PPO plan you may need to obtain a referral from your primary care physician BEFORE seeking treatment from Health Services. Many primary care physicians can submit a referral for a time period. Please contact your insurance carrier to see if this is needed. If you have any questions please contact our office at (208) 426-2158 or

We strive to assist patients with navigating through insurance questions and concerns, but it is the patient’s responsibility to know their insurance benefits with their respective plans. Health Services is not responsible for how your insurance processes charges.